An independent claim consultancy led by a Doctor with legal education and 20+ years of insurance industry experience — serving policyholders across India.
Saarthi Health Services is a specialized healthcare and insurance claim consultancy founded with one mission: to help policyholders, doctors, and organizations navigate the complex world of health insurance claims with expert, honest, and personalized support.
Most consultants are either medically trained or insurance-trained — rarely both. Our dual expertise means we can challenge insurer decisions on clinical, documentation, and policy interpretation grounds simultaneously.
Dr. Bharat brings over 20 years of experience spanning clinical medicine, health insurance operations, TPA administration, hospital management, and medico-legal practice. With a medical background and an LLB in law, Dr. Bharat evaluates every insurance claim dispute from both medical and legal perspectives.
Disclaimer: Saarthi Health Services is an independent consultancy and is not an insurance company, TPA, or law firm. Claim decisions are solely at the insurer's discretion. We do not guarantee claim approval or any specific outcome.